Terms of Service

Last updated: August 5, 2026

These Terms of Service ("Terms") govern your use of personalbrandingactivity.com and any content, resources, forums, or memberships offered on it (the "Site"). The Site is operated by Personal Branding Activity LLC, an Indiana limited liability company ("we," "us," "our").

By creating an account, purchasing a membership, or otherwise using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. What this Site is, and what it is not

We publish independent educational information about name, image, and likeness ("NIL") activity — referred to by the Indiana High School Athletic Association as Personal Branding Activity — as it affects Indiana high school student-athletes, their families, their coaches, their schools, and businesses that work with them.

We are not affiliated with, endorsed by, sponsored by, or in any way officially connected to the Indiana High School Athletic Association (IHSAA), the Indiana Department of Education, the NCAA, or any school, school corporation, athletic conference, or governing body. All references to those organizations and to their rules are for identification and commentary only.

Nothing on this Site is legal advice, tax advice, financial advice, or compliance advice. No attorney-client relationship is created by your use of the Site, by purchasing a membership, by contacting us, or by posting in the forum. Rules change, are interpreted case by case, and depend on facts we do not know. Before you act on anything you read here, confirm it against the current official rules and, where the stakes warrant it, consult a licensed professional and your school's athletic administration.

We do not guarantee eligibility outcomes. Nothing here can protect, restore, or determine any student-athlete's eligibility. Only the relevant governing body can do that.

2. Eligibility to hold an account

You must be at least 18 years old to create an account or purchase a membership.

If you are under 18, you may use the Site only through an account held by a parent or legal guardian who agrees to these Terms on your behalf and is responsible for all activity on that account.

We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, contact us and we will delete it.

3. Accounts

You are responsible for the accuracy of the information you provide, for keeping your login credentials confidential, and for all activity that occurs under your account.

Accounts are personal and individual. Do not share your login, and do not allow others to access member content through your account. A membership entitles one person to access. If you want access for a school, athletic department, or organization, contact us.

We may suspend or terminate an account that violates these Terms, that we reasonably believe is being shared or resold, or that is used in a way that harms other users or the Site.

4. Memberships, billing, and cancellation

Membership is offered on a monthly or annual subscription basis at the prices shown on our pricing page. There is no free trial.

Payments are processed by Stripe. We do not receive or store your full card number.

Subscriptions renew automatically at the then-current price until you cancel. You may cancel at any time from your account's billing page. When you cancel, your access continues through the end of the period you have already paid for; it does not end immediately.

If we change subscription prices, the change will not affect your current paid period. We will give you notice before a changed price applies to a renewal.

Refunds are governed by our Refund Policy, which forms part of these Terms.

5. Your content and the forum

You retain ownership of what you post. By posting, you grant us a non-exclusive, worldwide, royalty-free license to host, display, and distribute that content on the Site for the purpose of operating it.

You agree not to post content that:

• is unlawful, defamatory, harassing, threatening, or invasive of privacy;
• identifies, targets, or discusses a specific minor in a manner that a reasonable parent would object to;
• infringes anyone's intellectual property or publicity rights;
• constitutes legal advice offered as though from a licensed professional;
• promotes any transaction that would violate applicable NIL rules; or
• is spam, advertising, or solicitation unrelated to the discussion.

We may remove content, lock or delete discussions, and suspend accounts at our discretion. We are not obligated to monitor the forum, and we are not responsible for content posted by users. Statements made by other users are theirs, not ours.

6. Our content

The articles, FAQs, guides, checklists, downloadable resources, and design of the Site are owned by us or licensed to us and are protected by copyright.

As a member you may read, download, and print member resources for your own personal, non-commercial use, or for the internal use of a single school or organization you work for. You may not republish, resell, redistribute, post publicly, or use our content to build a competing product, and you may not use automated tools to scrape or bulk-download it.

7. Third-party links

The Site links to third-party sites, including official rule documents. We do not control those sites and are not responsible for their content or availability. A link is not an endorsement.

8. Disclaimers

The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the Site will be uninterrupted or error-free, or that the information on it is complete, current, or correct.

9. Limitation of liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of eligibility, opportunity, income, goodwill, or data, arising out of or relating to your use of the Site — even if we have been advised of the possibility of such damages.

Our total liability for all claims relating to the Site will not exceed the greater of (a) the amount you paid us in the twelve months before the event giving rise to the claim, or (b) one hundred dollars ($100).

Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.

10. Indemnity

You agree to indemnify and hold us harmless from any claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of your use of the Site, your content, or your violation of these Terms or of any law or third-party right.

11. Changes to these Terms

We may update these Terms. When we do, we will change the "Last updated" date above. If a change is material, we will make reasonable efforts to notify members by email or by a notice on the Site. Continuing to use the Site after a change takes effect means you accept the revised Terms.

12. Governing law and venue

These Terms are governed by the laws of the State of Indiana, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Allen County, Indiana, and you consent to the personal jurisdiction of those courts.

13. Miscellaneous

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force. Our failure to enforce a provision is not a waiver of it. These Terms, together with our Privacy Policy and Refund Policy, are the entire agreement between you and us regarding the Site. You may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.

14. Contact

Questions about these Terms can be sent through our contact page.

Personal Branding Activity LLC Fort Wayne, Indiana

Educational and Illustrative Use Only

All resources, articles, forms, checklists, examples, scenarios, and guidance are provided solely for general informational, educational, example, and illustrative purposes. They are not legal, tax, accounting, financial, compliance, or other professional advice; do not create an attorney-client, accountant-client, or other professional relationship; may not reflect the law, rules, or facts applicable to a particular person, school, transaction, or jurisdiction; and should not be relied upon without review by an appropriately licensed local attorney and certified public accountant familiar with the user’s specific circumstances. Users remain responsible for obtaining individualized professional advice and confirming current requirements with applicable schools, governing bodies, and authorities.